Welcome to Loancalculatoraustralia.com.au.

You can use our financial calculators to manage your monthly budget, savings, compare borrowing costs, calculate home loan repayments and plan for your future. Our calculators and website resources are here to help you with your financial journey - from saving for your first car or home deposit to understanding how much money you could save by refinancing your existing home loan. Crunch numbers, compare rates to potentially save thousands on your home loan, car loan and personal finance interest rates with Loancalculatoraustralia.com.au.

Loan Calculator for Buying a Home, Car and Personal Finance

Property Buying

Buying a house? Find out the real costs of your home loan and interest rates through our property buying calculators. The calculators can forecast your borrowing capacity, calculate mortgage interest rates, assist with home refinancing, and determine stamp duty costs.

Buying a Car

Learn more about car loans and interest rates if you’re buying a new or used car. Our car buying calculators can help determine the costs of your payments - be it monthly, fortnightly or weekly depending on the length of the term. We can also help you compare car loan rates between lenders, so you will know the best option for your current financial situation.

Personal Financing

Discover rates and expenses for your own personal finances and savings if you’re employed or managing your own business. Learn tips on how to quickly reach your savings goal and discover ways to better manage expenses.

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. Rates correct as of 9 July 2024.

^The addition of offset sub-account means your comparison rate will change.

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